Try ProjectFi free — Build your FIRE plan

One

Coast FIREHave you saved enough that your existing balance coasts to your FIRE target without further contributions?
Age Pension Assets TestHow much Age Pension would Services Australia pay you, given your assessable assets? Surfaces the binding test, taper rate, and asset headroom
Bridge Years to SuperRetiring before super preservation age 60? See how much non-super you need to fund the gap until super unlocks
Super Balance ProjectionProject your super balance forward to retirement

Two

Concessional Super CapHow much concessional super cap remains this FY? Models employer SG, salary sacrifice, carry-forward, and Div 293 risk
Division 293 TaxDoes Division 293 apply to your concessional contributions this FY? Shows the extra tax dollars and the threshold headroom
Salary Sacrifice vs InvestCompare salary-sacrificing extra dollars to super against investing them outside super, after tax and CGT
HECS/HELP RepaymentCalculate your FY25-26 compulsory HECS/HELP repayment, see which band you fall in, and find the dollar impact of crossing into the next band
CGT Discount Changes Calculator (Budget 2026)Compare the 50% CGT discount with the new inflation-indexed discount and 30% minimum tax floor announced in the 12 May 2026 federal Budget