v2026.04.26·
ProjectFi is now open to Australians
Milestone
Welcome to the first public release. ProjectFi is a financial independence and early retirement planning tool built around the way Australian rules actually work. Try the free calculator on the homepage, or create a free account to save scenarios and track your progress over time.
New
- Find your earliest realistic FIRE date with proper modelling of Australian super, income tax, HECS, and Age Pension
- Plan the bridge years between early retirement and when super unlocks at 60, the gap most calculators skip entirely
- Stress-test your plan with Monte Carlo simulations across 1,000 market paths so you see a range of outcomes, not a single number
- Plan as a couple with separate super balances, per-person tax, and a shared drawdown order
- Save scenarios and compare what-ifs side by side: extra contributions, a later retirement age, different expense assumptions
- Track monthly snapshots and see at a glance whether you are on track for your target FIRE age
- Read five long-form guides covering the bridge to super, preservation age, the FIRE number, Coast FIRE, and Monte Carlo vs the 4 percent rule
- Browse the methodology page for a plain-English breakdown of every rule the engine applies, from SAPTO to Division 296